Financial Literacy Program
The goal of the Financial Literacy Program is to provide individuals financial information and technical know-how through workshops and 1-on-1 counseling. We work hand-in-hand with our clients to help effectively manage their finances and achieve their financial goals.
In addition, the LDCENY offers an annual 18-hour Money Management Series covering essential personal finance topics like: Financial Goal setting, Investments, Personal Retirement Strategies, Employer and Government Benefits, Understanding Insurance and the financial implications of utilizing Pay Day Loans, RAL’s and RAC’s, Pawn shops and other non-traditional financial products.
Our services include:
Click on each tab to learn more about our services.
Clients meet with a financial counselor to assess their personal financial situation, and to establish goals and strategies. Counseling sessions can be weekly, biweekly or monthly and requires active and progressive participation from the client in order to see results.
Credit is so important in almost every aspect of life that having a poor credit score and history may hinder an individual's ability to build wealth and grow. Building your credit means you have access to better interest rates, can help you save money on the long run, and may even impact your ability to get employment and access resources.
An important aspect of life is being prepared for rainy days and unforeseen circumstances. At the LDCENY one of our goals is to teach our clients the importance of saving for these inopportune moments and to establish financial confidence in their future through financial tools and support strategies.
Want to improve your credit?
Let us help you develop a program to start paying off your debts. We can help you achieve your goals.
Hi, I'm Denise Garrett, the Financial Counselor at the LDCENY. I have helped hundreds of individuals and families improve their lives through counseling and guided assistance.
Contact me if you're experiencing difficulties paying your bills on time, buying a house or need to improve your credit.
To schedule an appointment, call (718) 385-6700 ext. 15. You can also fill out the Financial Counseling Request Form to the right. >>>